Get Out Of Debt

The average American household owes more than $7,000 in credit card debt. How about picking one credit card to make a commitment to working down the debt on this year?
I know so many people who live paycheck to paycheck and have multiple credit cards that are at their max. Every dollar that is paid off is then used again to pay bills, buy groceries and/or purchase much wanted items. In some cases these cards have high interest and or large monthly payments making it almost impossible to pay them off.
Using a credit card can be so easy, especially in this new world we live in of plastic. In years past, if you did not have the cash in your pocket then you didn’t get it. This easy way of paying without actually having the money is keeping some families bound to debt.
Choose one card and decide that you will not use it, but pay it off instead. As you see the credit amount grow and the debt decrease you may be tempted to use the card, but instead celebrate the financial freedom this is bringing to you. Take a baby step today. YOU CAN DO IT!
Luke 14:28

Financial Infidelity

Enjoy today’s blog by guest writer, Kelly Bivins, CPA and Associate Pastors Wife of The Body Church, A Church For Anybody.


“Two in Five Americans Confess to Financial Infidelity against Their Partner” according to the national endowment for financial education. Financial infidelity is when couples with combined finances lie to each other about money. Example: one spouse may hide a debt from the other spouse or one spouse makes large purchases without the input of the other.

Jesus said the following in relation to an inheritance: Luke 12:13-15- Someone in the crowd said to him, “Teacher, tell my brother to divide the inheritance with me.”14 Jesus replied, “Man, who appointed me a judge or an arbiter between you?” 15 Then he said to them, “Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions.” I believe we can also apply this to married couples with combined money. What would cause one spouse to lie to the other about money? Does it boil down to wanting an abundance of possessions?

Money issues can lead to stress and divorce. Spouses should be willing to share with each other and discuss money openly. Genesis 2:24 – For this reason a man will leave his father and mother and be united to his wife, and they will become of flesh. Married people are life partners. Money does not belong to her or to him. The money belongs to them together.

Tips for managing money in marriage:

  • Pray together for God’s guidance in handling finances
  • Learn what God’s word says about handling finances
  • Enroll in a personal finance class
  • Compile a budget together
  • Think of our spouse first before spending